Do you drive a Mercedes? Drink expensive coffee? Have a cleaner? No? Well, with a Morgan Stanley credit card you will always feel posh when you flash your plastic in public. With a name that is a guarantee of quality and service, the Morgan Stanley credit card is fast becoming the UK?s latest must-have fashion item.

With three great cards to choose from and low rates on all cards, it?s one chic addition which won?t break the bank. Choose from the Platinum card, with 2% cashback on all purchases as well as a great low APR (perfect for all you shopoholics out there), the Gold card, with 0% on purchases and balance transfers fixed for 6 months (great if you are trying to get your monthly payments down by transferring an existing balance), or the Buy and Fly! card, earn travel points every time you spend. But don?t worry if all of this sounds a bit complicated, good old Morgan Stanley have a brilliant online card selector to help you make the right choice. It only takes 20 seconds.

Morgan Stanley also offers Payment Protection Plan, Card Protection Plan plus a number of other insurances to help give you more peace of mind.

Morgan Stanley believes in no annual fees, competitive interest rates and a credit limit to suit your needs so you can trust that they only have your best interests at heart when you apply for a credit card with them. Morgan Stanley also pride themselves on their excellent customer services, so in the unlikely event of a problem you know that you are in good hands.

What are you waiting for? It only takes a minute to apply for a Morgan Stanley card online; you are only a few clicks away from feeling posher!